Privacy Policy

• Privacy Policy+
  • Discover the Ultimate Rummy Experience with Rummy Perfect APK
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
  • When interacting with content on the app, users should exercise caution & discernment. They should also notify the app administrators of any suspicious activity. Users of the Share & Earn app can take a number of safety precautions to keep both themselves and other people safe from any potential risks that may arise from using it.
  • FAQs
  • Users can earn incentives for sharing content on social media by using the Share and Earn app, a digital platform. Users receive a special link that can be shared via email or social media, among other channels. The user who shared the link gets paid with cash, gift cards, or other advantages when people click on it and then register for the app or make a purchase. This app functions as a marketing tool for companies and brands, enabling them to increase their consumer base and reach through word-of-mouth advertising.
  • Is Share and Earn App Safe?
  • Although there are numerous advantages to using the Share and Earn app, there are possible risks involved as well. Users may participate in spammy or unethical activity in order to receive rewards, which is one of the major risks. Some users might take to flooding different platforms with their referral links, which can irritate other users and harm the app's and the companies it represents' reputations. In addition, there's a chance that users will promote phony or subpar goods in order to get rewards, which could damage the reputation of the app and the brands it partners with.
  • Are there any variations of Rummy Calchar?
  • Moreover, some users have had success making money from their social media presence and connecting with their favorite brands through the app. Yet, some users have voiced worries about receiving fraudulent offers or scams, as well as spammy behavior from other app users. These unpleasant encounters can make utilizing the platform less enjoyable overall and even cause some users to stop taking part in the referral program. To guarantee that every user has a positive experience, it is crucial that the app administrators take care of these problems and uphold a high standard of quality control. From a legal and regulatory standpoint, there are several considerations that businesses and users should be aware of when using the Share & Earn app.
  • They should also refrain from clicking on dubious links and giving their personal information to unidentified sources. Also, it's critical that users report any fraudulent or unethical activity they come across on the app so that the administrators can deal with the problem appropriately. Users can contribute to the upkeep of a secure and reliable environment within the Share and Earn app by being watchful & proactive. With many apps, like Share and Earn, privacy concerns are a common problem. To create an account and take part in the referral program, users of the app might be asked for personal information like their name, email address, and social media accounts. Concerns concerning the collection, storage, and sharing of user data may arise from the app's potential use of this data for marketing campaigns by associated businesses.
  • When interacting with content on the app, users should exercise caution & discernment. They should also notify the app administrators of any suspicious activity. Users of the Share & Earn app can take a number of safety precautions to keep both themselves and other people safe from any potential risks that may arise from using it.
• Rummy APP+
  • Using his knowledge and connections, Rummy has launched brands that connect with his audience, from apparel lines to online courses. A Mercurial Entrepreneur. He has established himself as a shrewd businessman in addition to an influencer thanks to his entrepreneurial spirit and business acumen. The Rummy Gill phenomenon appears to have a bright future as she develops further as a content creator and influencer. Rummy is becoming more and more popular, and this trend is evident in its growing project portfolio. His versatility and inventiveness are evident in his ability to remain relevant in the rapidly evolving digital landscape.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
  • Increasing Your Prospects of Success. You can improve your chances of winning at rummy by controlling your hand effectively and remaining flexible. As new cards are drawn and discarded, regularly evaluating your hand can lead to new combinations, and you can stay one step ahead of your opponents by choosing wisely which cards to keep and which to discard. At last, the key to winning at Rummy is knowing when to give up and how to remain composed under duress. You'll undoubtedly experience some suspense and anxiety as the game goes on as you consider your options for drawing & discarding cards.
  • The Share and Earn app carries an additional risk in that it may expose users to phishing or other fraudulent schemes. Because the app depends on users interacting with others online and sharing links, there's a chance that users will run into bad actors looking to take advantage of the platform. Users could be the target of phony offers or scams that look real and could cause identity theft or financial loss.
  • Although there are numerous advantages to using the Share and Earn app, there are possible risks involved as well. Users may participate in spammy or unethical activity in order to receive rewards, which is one of the major risks. Some users might take to flooding different platforms with their referral links, which can irritate other users and harm the app's and the companies it represents' reputations. In addition, there's a chance that users will promote phony or subpar goods in order to get rewards, which could damage the reputation of the app and the brands it partners with.
  • They should also refrain from clicking on dubious links and giving their personal information to unidentified sources. Also, it's critical that users report any fraudulent or unethical activity they come across on the app so that the administrators can deal with the problem appropriately. Users can contribute to the upkeep of a secure and reliable environment within the Share and Earn app by being watchful & proactive. With many apps, like Share and Earn, privacy concerns are a common problem. To create an account and take part in the referral program, users of the app might be asked for personal information like their name, email address, and social media accounts. Concerns concerning the collection, storage, and sharing of user data may arise from the app's potential use of this data for marketing campaigns by associated businesses.
  • Strategy Number of tips: 15
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
  • In order to guard against unauthorized access to their personal data, users should also make sure that their account passwords are strong, unique, & enabled for two-factor authentication, if it is available. An invaluable source of information about the benefits and drawbacks of utilizing the Share and Earn app is user reviews & experiences. Numerous users express satisfaction with the app, mentioning that it has allowed them to earn incentives by encouraging friends and followers to share content they are passionate about. Aside from the app's flexibility and ease of use, users also value its variety of rewards, which include cash, gift cards, and discounts on goods & services.
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
• Disclaimer+
  • In Rummy Calchar, players are dealt a hand of cards and must form sets and runs in order to reduce the points in their hand. The game continues until a player reaches a predetermined number of points, at which point the player with the lowest score wins.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
  • Businesses may be able to grow their brand awareness & attract new consumers at a reasonable cost by using their current customers as brand ambassadors. Loyal customers receive rewards for their continued support at the same time. Users and businesses benefit from the ecosystem that the Share and Earn app creates. By sharing content that they find valuable or interesting, users can earn rewards, & businesses can use this user-generated promotion to increase engagement and sales. By effectively converting users into a network of brand ambassadors, this model aids in the promotion of related goods & services.
  • When interacting with content on the app, users should exercise caution & discernment. They should also notify the app administrators of any suspicious activity. Users of the Share & Earn app can take a number of safety precautions to keep both themselves and other people safe from any potential risks that may arise from using it.
  • Using Rummy Perfect APK offers advantages such as convenient access to the game anytime, anywhere, the ability to play with friends or strangers, and the opportunity to win real cash prizes.
  • The Share and Earn app carries an additional risk in that it may expose users to phishing or other fraudulent schemes. Because the app depends on users interacting with others online and sharing links, there's a chance that users will run into bad actors looking to take advantage of the platform. Users could be the target of phony offers or scams that look real and could cause identity theft or financial loss.
  • The Share and Earn app carries an additional risk in that it may expose users to phishing or other fraudulent schemes. Because the app depends on users interacting with others online and sharing links, there's a chance that users will run into bad actors looking to take advantage of the platform. Users could be the target of phony offers or scams that look real and could cause identity theft or financial loss.
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
  • obtaining the Rummy Perfect APK. The Google Play Store and the App Store offer free downloads of Rummy Perfect APK for Android & iOS smartphones, respectively. Playing Without Internet. You can play rummy offline with Rummy Perfect APK even if you don't have internet access.
  • They should also refrain from clicking on dubious links and giving their personal information to unidentified sources. Also, it's critical that users report any fraudulent or unethical activity they come across on the app so that the administrators can deal with the problem appropriately. Users can contribute to the upkeep of a secure and reliable environment within the Share and Earn app by being watchful & proactive. With many apps, like Share and Earn, privacy concerns are a common problem. To create an account and take part in the referral program, users of the app might be asked for personal information like their name, email address, and social media accounts. Concerns concerning the collection, storage, and sharing of user data may arise from the app's potential use of this data for marketing campaigns by associated businesses.
  • Moreover, some users have had success making money from their social media presence and connecting with their favorite brands through the app. Yet, some users have voiced worries about receiving fraudulent offers or scams, as well as spammy behavior from other app users. These unpleasant encounters can make utilizing the platform less enjoyable overall and even cause some users to stop taking part in the referral program. To guarantee that every user has a positive experience, it is crucial that the app administrators take care of these problems and uphold a high standard of quality control. From a legal and regulatory standpoint, there are several considerations that businesses and users should be aware of when using the Share & Earn app.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
• Teen Patti+
  • Where can I play Rummy Baba?
  • The Share and Earn app carries an additional risk in that it may expose users to phishing or other fraudulent schemes. Because the app depends on users interacting with others online and sharing links, there's a chance that users will run into bad actors looking to take advantage of the platform. Users could be the target of phony offers or scams that look real and could cause identity theft or financial loss.
  • Is Share and Earn App Safe?
  • When interacting with content on the app, users should exercise caution & discernment. They should also notify the app administrators of any suspicious activity. Users of the Share & Earn app can take a number of safety precautions to keep both themselves and other people safe from any potential risks that may arise from using it.
  • Yes, Rummy Yas is considered a skill-based game as it requires strategic thinking, memory, and decision-making skills to form valid sets and sequences and to minimize the points in hand.
  • When interacting with content on the app, users should exercise caution & discernment. They should also notify the app administrators of any suspicious activity. Users of the Share & Earn app can take a number of safety precautions to keep both themselves and other people safe from any potential risks that may arise from using it.
  • Although there are numerous advantages to using the Share and Earn app, there are possible risks involved as well. Users may participate in spammy or unethical activity in order to receive rewards, which is one of the major risks. Some users might take to flooding different platforms with their referral links, which can irritate other users and harm the app's and the companies it represents' reputations. In addition, there's a chance that users will promote phony or subpar goods in order to get rewards, which could damage the reputation of the app and the brands it partners with.
  • Moreover, some users have had success making money from their social media presence and connecting with their favorite brands through the app. Yet, some users have voiced worries about receiving fraudulent offers or scams, as well as spammy behavior from other app users. These unpleasant encounters can make utilizing the platform less enjoyable overall and even cause some users to stop taking part in the referral program. To guarantee that every user has a positive experience, it is crucial that the app administrators take care of these problems and uphold a high standard of quality control. From a legal and regulatory standpoint, there are several considerations that businesses and users should be aware of when using the Share & Earn app.
  • Yes, Rummy Perfect APK typically offers an offline mode, allowing players to enjoy the game without an internet connection. This can be convenient for users who want to play Rummy on the go or in areas with limited connectivity.
  • Users should read the terms of service and community guidelines on the app before anything else. Users can make sure they are acting morally & responsibly while using the app by being aware of the guidelines and expectations it sets forth. Also, users should be mindful of the content they share and promote, making sure that it aligns with their values and does not violate any laws or regulations. Using caution when clicking links or accepting offers from other users is another way to stay safe when using the Share and Earn app. Before participating in any offers or promotions, users should confirm their legitimacy.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
  • Businesses may be able to grow their brand awareness & attract new consumers at a reasonable cost by using their current customers as brand ambassadors. Loyal customers receive rewards for their continued support at the same time. Users and businesses benefit from the ecosystem that the Share and Earn app creates. By sharing content that they find valuable or interesting, users can earn rewards, & businesses can use this user-generated promotion to increase engagement and sales. By effectively converting users into a network of brand ambassadors, this model aids in the promotion of related goods & services.
• Teen Patti+
  • What is Rummy Baba?
  • They should also refrain from clicking on dubious links and giving their personal information to unidentified sources. Also, it's critical that users report any fraudulent or unethical activity they come across on the app so that the administrators can deal with the problem appropriately. Users can contribute to the upkeep of a secure and reliable environment within the Share and Earn app by being watchful & proactive. With many apps, like Share and Earn, privacy concerns are a common problem. To create an account and take part in the referral program, users of the app might be asked for personal information like their name, email address, and social media accounts. Concerns concerning the collection, storage, and sharing of user data may arise from the app's potential use of this data for marketing campaigns by associated businesses.
  • Moreover, some users have had success making money from their social media presence and connecting with their favorite brands through the app. Yet, some users have voiced worries about receiving fraudulent offers or scams, as well as spammy behavior from other app users. These unpleasant encounters can make utilizing the platform less enjoyable overall and even cause some users to stop taking part in the referral program. To guarantee that every user has a positive experience, it is crucial that the app administrators take care of these problems and uphold a high standard of quality control. From a legal and regulatory standpoint, there are several considerations that businesses and users should be aware of when using the Share & Earn app.
  • Users can earn incentives for sharing content on social media by using the Share and Earn app, a digital platform. Users receive a special link that can be shared via email or social media, among other channels. The user who shared the link gets paid with cash, gift cards, or other advantages when people click on it and then register for the app or make a purchase. This app functions as a marketing tool for companies and brands, enabling them to increase their consumer base and reach through word-of-mouth advertising.
  • Rummy Baba was a spiritual leader who emerged from the Indian subcontinent in the early 20th century, blending elements of Hinduism, Sufism, and other mystical traditions.
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
  • Is Share and Earn App Safe?
  • Businesses may be able to grow their brand awareness & attract new consumers at a reasonable cost by using their current customers as brand ambassadors. Loyal customers receive rewards for their continued support at the same time. Users and businesses benefit from the ecosystem that the Share and Earn app creates. By sharing content that they find valuable or interesting, users can earn rewards, & businesses can use this user-generated promotion to increase engagement and sales. By effectively converting users into a network of brand ambassadors, this model aids in the promotion of related goods & services.
  • Is Rummy Baba legal to play?
  • Businesses may be able to grow their brand awareness & attract new consumers at a reasonable cost by using their current customers as brand ambassadors. Loyal customers receive rewards for their continued support at the same time. Users and businesses benefit from the ecosystem that the Share and Earn app creates. By sharing content that they find valuable or interesting, users can earn rewards, & businesses can use this user-generated promotion to increase engagement and sales. By effectively converting users into a network of brand ambassadors, this model aids in the promotion of related goods & services.
  • Users can earn incentives for sharing content on social media by using the Share and Earn app, a digital platform. Users receive a special link that can be shared via email or social media, among other channels. The user who shared the link gets paid with cash, gift cards, or other advantages when people click on it and then register for the app or make a purchase. This app functions as a marketing tool for companies and brands, enabling them to increase their consumer base and reach through word-of-mouth advertising.
  • Also, when users interact with the app's content or click on referral links, they run the risk of being tracked by third parties and having their data collected. Users should read the Share and Earn app's privacy policy & understand how their personal information will be used in order to allay any privacy concerns. By choosing carefully what information they share on the app and changing their privacy settings as necessary, users can also take precautions to safeguard their own privacy.
• Earn App+
  • Rummy Baba is a popular Indian card game that is similar to the traditional game of Rummy. It is often played in social gatherings and family events.
  • Users can earn incentives for sharing content on social media by using the Share and Earn app, a digital platform. Users receive a special link that can be shared via email or social media, among other channels. The user who shared the link gets paid with cash, gift cards, or other advantages when people click on it and then register for the app or make a purchase. This app functions as a marketing tool for companies and brands, enabling them to increase their consumer base and reach through word-of-mouth advertising.
  • Also, when users interact with the app's content or click on referral links, they run the risk of being tracked by third parties and having their data collected. Users should read the Share and Earn app's privacy policy & understand how their personal information will be used in order to allay any privacy concerns. By choosing carefully what information they share on the app and changing their privacy settings as necessary, users can also take precautions to safeguard their own privacy.
  • Although there are numerous advantages to using the Share and Earn app, there are possible risks involved as well. Users may participate in spammy or unethical activity in order to receive rewards, which is one of the major risks. Some users might take to flooding different platforms with their referral links, which can irritate other users and harm the app's and the companies it represents' reputations. In addition, there's a chance that users will promote phony or subpar goods in order to get rewards, which could damage the reputation of the app and the brands it partners with.
  • Sets are made up of three or four cards with the same rank, and runs are groups of three or more cards in the same suit that occur consecutively. Depending on which version is selected, each player starts the game with a different number of cards. With all of the cards remaining, a draw pile faces down and a discard pile started with the top card turned face up. Each player takes a turn drawing from either pile, after which they each discard one card from their hand.
  • Businesses may have to abide by laws pertaining to advertising, promotions, and consumer protection depending on the kind of rewards offered through the app. It is imperative for businesses to guarantee that their referral program conforms to regulations concerning truth in advertising, disclosure of material terms, and fulfilling reward promises. While gathering & utilizing user personal information, businesses should also be aware of data privacy regulations. Participating in referral programs offered by apps such as Share & Earn requires users to be cognizant of their rights and obligations.
  • Moreover, some users have had success making money from their social media presence and connecting with their favorite brands through the app. Yet, some users have voiced worries about receiving fraudulent offers or scams, as well as spammy behavior from other app users. These unpleasant encounters can make utilizing the platform less enjoyable overall and even cause some users to stop taking part in the referral program. To guarantee that every user has a positive experience, it is crucial that the app administrators take care of these problems and uphold a high standard of quality control. From a legal and regulatory standpoint, there are several considerations that businesses and users should be aware of when using the Share & Earn app.
  • It is imperative that users comprehend any terms and conditions linked to reward accrual, in addition to their rights concerning privacy and data protection. Also, users ought to exercise caution when partaking in any activity that might go against the law or regulations, like spamming or endorsing bogus deals. Businesses and users can contribute to ensuring compliance with relevant laws and regulations by keeping up to date on legal considerations related to using the Share and Earn app. Users can participate in the referral program and use the Share and Earn app safely by adhering to a few tips that will safeguard both themselves & other users. Firstly, it is crucial that users thoroughly check any content they post on the app to make sure it is compliant with legal requirements and moral principles.
  • Rummy Calchar is a card game that combines aspects of poker and rummy. It is usually played by two to six players with a standard 52-card deck. The main objective is to build runs and sets of cards in your hand, and to exit the game by discarding the last card or melding all of your cards together.
  • When interacting with content on the app, users should exercise caution & discernment. They should also notify the app administrators of any suspicious activity. Users of the Share & Earn app can take a number of safety precautions to keep both themselves and other people safe from any potential risks that may arise from using it.
  • They should also refrain from clicking on dubious links and giving their personal information to unidentified sources. Also, it's critical that users report any fraudulent or unethical activity they come across on the app so that the administrators can deal with the problem appropriately. Users can contribute to the upkeep of a secure and reliable environment within the Share and Earn app by being watchful & proactive. With many apps, like Share and Earn, privacy concerns are a common problem. To create an account and take part in the referral program, users of the app might be asked for personal information like their name, email address, and social media accounts. Concerns concerning the collection, storage, and sharing of user data may arise from the app's potential use of this data for marketing campaigns by associated businesses.
  • In order to guard against unauthorized access to their personal data, users should also make sure that their account passwords are strong, unique, & enabled for two-factor authentication, if it is available. An invaluable source of information about the benefits and drawbacks of utilizing the Share and Earn app is user reviews & experiences. Numerous users express satisfaction with the app, mentioning that it has allowed them to earn incentives by encouraging friends and followers to share content they are passionate about. Aside from the app's flexibility and ease of use, users also value its variety of rewards, which include cash, gift cards, and discounts on goods & services.