Google Pay does not require a lot of KYC documentation for its referral program, even though it does have some verification procedures in place. Because users can send money, pay bills, and earn rewards all at once, it's a a slotsflexible option for people who wish to take advantage of referral bonuses in addition to financial transactions. Refer & earn platforms can function efficiently without enforcing strict KYC requirements, as demonstrated by these applications. Planning ahead and communicating clearly are key to maximizing profits with refer and earn apps without KYC. Priority one should be given to comprehending the particular terms and conditions of each app.