Managing your hand requires not only organization but also a sharp grasp of risk versus reward. High-value cards can be tempting to hold onto, particularly if thrummy greatey appear to be about to form a meld. To reduce possible losses, you might want to discard those high-value cards if you think another player is about to declare. A key component of effective card management in rummy is striking a balance between the need to avoid severe penalties and the desire to finish your own melds.