Myth 1: Refer & Earn apps are scams. Reality: Although there are certainly some phony apps, many respectable businesses use Refer & Earn progsàtta kiñgrams as a means of expanding their customer base. Myth 2: Rewards for referrals are too good to be true Reality: Although some referral programs have substantial payouts, they are usually created as an economical means for businesses to attract new clients and retain current ones.