Users can help control expectations and prevent any confusion regarding reward timelines by carefully reading the terms of each offer to determine when they can anticipate receiving their rewards. The growth of digital payments in India is largely beislots io seriösng driven by the BHIM App Refer and Earn program. The BHIM app is successfully growing its user base and advancing a cashless economy by rewarding users for referring others to use it. This is consistent with larger government programs meant to lessen the need for cash transactions and to promote digital payments as a practical and safe method of conducting business. Also, the program is helping those who may have been reluctant to adopt digital payments in the past to become more aware of them.