In the end, this way of thinking forms the cornerstone of all other financial tactics, influencing choices and actions that result in enduring wealth. Long-term stability and sucsatta king.chartcess depend on having a strong financial base. The first step in this foundation is creating an emergency fund, which serves as a safety net for money in the event of unanticipated events like job loss or medical crises. Generally speaking, financial advisors advise putting three to six months' worth of living expenses into a high-yield savings account.