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PREVIOUS:Users especially like cashback rewards because they offer a financial incentive to use the BHIM app for transactions. Users can receive cashback, which is credited back into their BHIM app account, in the amount of a percentage of their transaction, depending on the specific offer. Users benefit from savings on their daily expenses in addition to being encouraged to use the app for more transactions. When consumers utilize the BHIM app to make purchases at participating retailers, they may also be eligible for discounts on merchant payments in addition to cashback rewards. These savings may encourage customers to use digital payments for their needs when they shop, which would help India's total number of digital transactions increase.NEXT:Users can help control expectations and prevent any confusion regarding reward timelines by carefully reading the terms of each offer to determine when they can anticipate receiving their rewards. The growth of digital payments in India is largely being driven by the BHIM App Refer and Earn program. The BHIM app is successfully growing its user base and advancing a cashless economy by rewarding users for referring others to use it. This is consistent with larger government programs meant to lessen the need for cash transactions and to promote digital payments as a practical and safe method of conducting business. Also, the program is helping those who may have been reluctant to adopt digital payments in the past to become more aware of them.

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