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PREVIOUS：Through highlighting the app's benefits, security features, and incentives, users can persuasively convince their friends and family to use it for their digital payment needs. By encouraging more people to register using their referral link, they may be able to increase the number of referrals and rewards they receive overall. Users should also keep abreast of any NPCI campaigns or promotional offers that might offer extra rewards for referrals. By utilizing these exclusive deals, users can increase their earnings through the program by receiving even more rewards for each successful referral. These pointers will help users get the most out of the BHIM App Refer and Earn program, helping to spread digital payments throughout India and maximizing referrals and rewards. Users can gain multiple advantages by taking part in the BHIM App Refer and Earn program.NEXT：Users especially like cashback rewards because they offer a financial incentive to use the BHIM app for transactions. Users can receive cashback, which is credited back into their BHIM app account, in the amount of a percentage of their transaction, depending on the specific offer. Users benefit from savings on their daily expenses in addition to being encouraged to use the app for more transactions. When consumers utilize the BHIM app to make purchases at participating retailers, they may also be eligible for discounts on merchant payments in addition to cashback rewards. These savings may encourage customers to use digital payments for their needs when they shop, which would help India's total number of digital transactions increase. 