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PREVIOUS：Having talks with friends, family, or coworkers regarding financial objectives or investment methods can naturally lead to referrals. Groww can be brought up by users in conversations about retirement planning or emergency savings, presenting it as a useful resource that can assist others in reaching their financial goals. Also, introducing Groww & offering insightful information that connects with participants can be done through organizing small events or webinars online that are centered around financial literacy. When users actively refer multiple friends, the Groww App's Refer & Earn program has the potential to yield impressive earnings. For example, by successfully referring ten or more people, some users have reported earning upwards of ₹5,000 in just a few months.NEXT：By referring several friends, users can earn a sizable sum of money over time that they can use for personal expenses or to reinvest in their portfolios. The possibility of earning passive income gives the referral process a thrilling new aspect that elevates it above simple social interaction. Users may become more inclined to interact with the app's features and look into new investment opportunities as they see their earnings increase with each successful referral, thus improving their overall experience. Users should use calculated strategies when sharing their referral links if they want to fully benefit from the Groww App's Refer and Earn program. 